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Is Earthquake Insurance Worth It?

We often get asked this question.  Here is one opinion after the recent March 28, 2014 Brea/La Habra (Los Angeles) California earthquake.

http://video.cnbc.com/gallery/?video=3000262924

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Magnitude 4.1 Earthquake in South Carolina, February 14, 2014

An unusual event in South Carolina just occurred, a magnitude 4.1 event.  At the present time, there is no reason to think this is anything but a relatively rare event.  However, it should also be recalled that Charleston, South Carolina was destroyed by a major earthquake on August 31, 1886.  Estimates place the magnitude in excess of 7, possibly as large as 7.3 moment magnitude.  So while unusual, earthquakes are not unknown in this area. 

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Lectures on Natural Disasters

Check out the course I am teaching this winter quarter at the University of California, Davis, California.  Weekly commentary is here.  The lectures can be found in power point form here.  The lectures are by and large taken from material in Wikipedia.

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